PriMed Consulting - Medical Malpractice Insurance NY, NJ, WV

New York Medical Malpractice Insurance: Voluntary Attending Physician (VAP) Program

5, Nov Nov, 2012

Physicians’ Reciprocal Insurers (PRI) & Medical Liability Mutual Insurance Company (MLMIC) offer VAP programs & discounts to their physicians. VAP discounts are available to physicians who have privileges at hospitals that are insured by one of the above two insurance carriers.

VAP Discounts

: If the hospital of principal affiliation AND the physician are both insured by the SAME carrier (PRI or MLMIC), the physician (Voluntary Attending Physician) is eligible for the following discounts totalling 12%

Risk Management Discount

: 5%. This online or class adminstered course also allows physicians to be eligbile for a 5% discount on their malpractice premiums, as well as the Section 18 Free Excess coverage of $1/3 Million through the hospital of their primary affiliation.. Please read our article on Section 18 Excess coverage for updates.

Joint Defense Discount

: 7%. Eligible physicains applying for this discount would have to agree to a Joint Defense if named in a lawsuit with any other physician who is insured by the same carrier under the same program.

We stronly urge physicians to understand the pros and cons of the VAP program and the benefits or discounts this program can provide. For more information or help with an application, please contact PriMed Consulting at 800.528.3758. Email:

PriMed Consulting is an independent medical professional liability agency serving NY & NJ. 802 West Park Avenue, Bldg. 3, Suite 302, Ocean, NJ 07712

Leave a Reply

Your email address will not be published. Required fields are marked *